Investing Turtle

EPF Calculator

Project retirement corpus including employer contributions — steady growth, tax-efficient.

EPF Details: Employee contribution: 12% of Basic+DA | Employer contribution: 12% (3.67% to EPF, 8.33% to EPS capped) | Current EPF interest rate: 8.25% p.a.

Basic monthly salary ₹ 25,000

₹

Employee contribution rate 12 %

Employer contribution rate 12 %

EPF interest rate (p.a.) 8.25 %

Years of service 30 years

Employee contribution ₹ 10,80,000

Employer contribution ₹ 10,80,000

Total interest earned ₹ 28,45,672

🐢 Total EPF corpus ₹ 50,05,672

Monthly compounding, contributions at start of month. EPS portion (8.33%) not included in EPF corpus.